Every bank is individuals friendly, and so they have a variety of credit cards to assist people in case of emergencies or untoward situations. You’ll be able to select any card suitable to your way of life and their buyer-friendly executives are always at your beck-and-call for assistance. All the cards have cash back schemes, reward points and gives any time of the year. Having a credit card affords you the comfort of making one payment compared to paying money for various services.
Sure, selecting the right card is a challenging task, however not an not possible one. In case your job involves going on tours, a travel card providing discounts on hotel bookings and flight tickets would be the finest option. Additionally, you’ve gotten the option of paying by this card instead of paying by cash in a international land. In case you are one who shops frequently, a card offering discounts on standard labels, electronics at suitable outlets will be the greatest option.
In an unforeseen-emergency, you can make the payment, but can have the big quantity changed to EMIs. Repayment is necessary, nevertheless, you may schedule the payment as per your convenience after going by way of the guidelines.
A number of the card fans opine the monthly c.statement to a diary where you do not need to note the acquisition items. An option can also be available where the purchases may be easily sorted.
Making regular payments on your dues automatically rewards you with a very good credit score. A wonderful track report will always help you in securing a loan.
Overlook the previous of standing in long queues at a bank; you can apply in your favourite credit card within the comfort of your home or office. Make a visit to the website, browse the required column and select your favourite card. The personal details need to be filled as required after which click the “Apply” option. The following step is to keep ready the copies of Identity proof, Revenue proof and address proof for the verification process.
Dealing with expenses is tough, but more challenging is the task of paying bills. The world is in your fingertips provided you know the best way to deal with technical gadgets and have a credit card. You should not have to step out of your house to pay bills of any class, be it electricity, mobile recharge and other requirements.
Live trouble free and avail of the Mobile Bill Pay option of the Bank. Make sure you do the proper clicks, replace appropriate information and the bill. You’ve achieved your part to Mom Nature by saving paper and making one of the best use of your time.
The internet has given rise to cyber criminals who make use of every opportunity to swindle cash at your cost. Nonetheless, all of the credit cards are safely protected as they have an EMV chip (also protected by PIN) by which each transaction is made secure. The chip cuts down drastically any possibilities of skimming and counterfeit fraud transactions.
You can use the card to access airport lounges (for a nominal price), shop online for clothes, gadgets, book tickets of your favourite shows etc. Similar to each credit card, you will obtain an SMS instantly after a transaction to the mobile number registered in the directory.
You may also withdraw cash at any ATMs in the world (nevertheless, you must inform the bank for some credit cards about going to a overseas country). Charges shall be applicable as per the guidelines. Payment by card just bought better with these points.
• Booking by credit card offers you discounts on movie tickets and outside dining.
• Relying on the card, you’re going to get refunds for fuel surcharges.
• Members of the family of primary card holders should not have to pay fees for turning into an add-on member.
• Joining charges could also be waived if you happen to make a purchase of a particular amount or above using the card.
You need to have attained the age of 18 years or older
You must preserve a minimal amount as per the necessities of the credit card
If you’re making use of for a credit card the primary time, you have to provide proof of your income, address. In case you already have an account, your KYC info might be checked as soon as again for genuineity.